Diary of my Research, or Thoughts and Anomalies about the Scope of Crimes Related to Online Payments

Abstract

Introduction: The issue of online payments and related crimes is one of the key areas of today’s digital society. Their reliability is fundamentally important for the stability of the economic system. The article aims to analyse crimes related to online payment multidisciplinary pointing out the challenges arising from forensic, legal, and sociological perspectives.

Objectives: The research aims to synthesize the fields of jurisprudence, criminalistics, and sociology to perform a complex analysis of the phenomena related to online payment fraud. Particular attention is paid to how criminal activity can be defined through the intersections of cyberspace and physical space and what tools and methods can be used to increase the effectiveness of law enforcement and crime prevention.

Methods: The research reveals the nature of crimes based on legal dogmatic analysis, statistical trend studies, and secondary data. The multidisciplinary approach enables the connection of theoretical foundations and practical applications while seeking innovative solutions for developing forensic and legal tools.

Results: Based on the preliminary research results, the most important factors behind online payment frauds are cyberspace’s anonymity, the spread of psychological manipulation techniques, and deficiencies in regulation. Cyberspace forms of organized crime redefine the concept of a criminal organization, while the effectiveness of crime prevention is significantly influenced by the cooperation of service providers and authorities.

Conclusions: The study highlights that proactive law enforcement strategies and a high level of service provider cooperation can play a key role in the fight against online payment fraud. Based on the results, a multidisciplinary approach and a more „conscious” increase in social awareness are essential to effectively combat perpetrators.